This Expert Experienced Agency Will Make
Your Medicare Decisions Affordable
Paul Barrett Insurance Services,
serving seniors throughout the
United States, has launched
services to help you save money
while maintaining appropriate
health insurance coverage.
Making a decision about health
insurance may be a challenge
for seniors. Options for
coverage are wide-ranging and
expert advice is a must.
If you are eligible for Medicare
you may believe that Medicare
coverage is free. In reality, only
Medicare Part A, which covers
emergency room and
hospitalization, is premium-free.
All other medical expenses fall
under Medicare Part B, which
has a monthly premium, co-
pays, and a yearly deductible
that are your responsibility.
Traditional Medicare does not cover
dental or vision care. Prescription
coverage falls under Medicare Part D,
and again will have co-pays involved.
Traditional Medicare also has no
maximum for out-of-pocket expenses.
To fill the gap in coverage
left by traditional Medicare,
you have two options.
One is a MediGap policy, also
known as a Medicare
Supplement, which covers
expenses that Medicare Part B
does not, and allows you to
choose your favorite providers.
The other is a Medicare
Advantage plan which has a
monthly premium, but manages
all costs associated with
Medicare A and B, and may
include dental and vision
coverage.
An Advantage plan requires
you to choose from an
approved provider list, but
often has additional benefits
like the Silver Sneakers
walking program.
Paul Barrett Insurance Services
understands how overwhelming these
decisions can be and seeks to serve these
seniors like you who have contributed so
much. As an independent agent Paul has
no quotas to fill and works with all major
carriers and many local and regional ones.
Go to
paulbinsurance.com
to learn more.