Windstorm Mitigation Report (OIR-B1-1802)
RESERVE STUDIES | INSURANCE APPRAISALS | WIND MITIGATION

Driftwood Sands Condominium Association, Inc.
Indian Rocks Beach, FL 33785
2618 Gulf Blvd
Prepared Exclusively for Driftwood Sands Condominium Association, Inc.
As of 10/12/2022 | FPAT File# MUD2218454
Felten Property Assessment Team
866.568.7853 | www.fpat.com
SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com

RECAPITULATION OF MITIGATION FEATURES
For 2618 Gulf Blvd

1. Building Code:
Unknown or does not meet the requirements of Answer A or B
Comments:
The year of construction was verified as 1982 per Pinellas County
Property Appraiser.



2. Roof Covering:
FBC Equivalent
Comments:
The roof covering was replaced in 2022. The roof permit was
confirmed and the permit number is EBP-22-00337. This roof was
verified as meeting the building code requirements outlined on the
mitigation affidavit.



3. Roof Deck Attachment: Reinforced Concrete Roof Deck
Comments:
Inspection verified a roof structure composed of cast-in-place or pre-
cast structural concrete designed to be self-supporting and integrally
attached to the wall / support system.



4. Roof to Wall
Attachment:
Structural
Comments:
Inspection verified a roof structure composed of cast-in-place or pre-
cast structural concrete designed to be self-supporting and integrally
attached to the wall / support system.



5. Roof Geometry:
Flat Roof
Comments:
Inspection verified flat roof shape, refer to attached photographs.



6. SWR:
No
Comments:
SWR does not apply to reinforced concrete roof decks.



7. Opening Protection:
None or Some Glazed Openings
Comments:
Inspection verified some metal shutter opening protection. Not all
glazed openings were protected with impact resistant coverings.



SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Address Verification

Exterior Elevation

Exterior Elevation


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Exterior Elevation

Exterior Elevation

Roof Construction


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction

Roof Construction
SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction

Roof Construction
SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction

Roof Construction
SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction

Roof Construction

FPAT File #MUD2218454
Inspectors Initials
Property Address 2618 Gulf Blvd, Indian Rocks Beach

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or
inaccuracies found on the form.
OIR-B1-1802 (Rev. 01/12) Adopted by Rule 69O-170.0155





Uniform Mitigation Verification Inspection Form
Maintain a copy of this form and any documentation provided with the insurance policy
Inspection Date: 10/12/2022
Owner Information
Owner Name: Driftwood Sands Condominium Association, Inc.
Contact Person: Cary O'Connor
Address: 2618 Gulf Blvd
Home Phone:
City: Indian Rocks Beach
Zip: 33785
Work Phone: (727) 581-2662
County: Pinellas

Cell Phone:
Insurance Company:
Policy #:
Year of Home: 1982
# of Stories: 6
Email: coconnor@resourcepropertygmt.com
NOTE: Any documentation used in validating the compliance or existence of each construction or mitigation attribute must
accompany this form. At least one photograph must accompany this form to validate each attribute marked in questions 3
though 7. The insurer may ask additional questions regarding the mitigated feature(s) verified on this form.
1. Building Code: Was the structure built in compliance with the Florida Building Code (FBC 2001 or later) OR for homes located in
the HVHZ (Miami-Dade or Broward counties), South Florida Building Code (SFBC-94)?
[] A. Built in compliance with the FBC: Year Built . For homes built in 2002/2003 provide a permit application with a date after
3/1/2002: Building Permit Application Date (MM/DD/YYYY)
[] B. For the HVHZ Only: Built in compliance with the SFBC-94: Year Built ______. For homes built in 1994, 1995, and 1996
provide a permit application with a date after 9/1/1994: Building Permit Application Date (MM/DD/YYYY) ___/___/_______
[X] C. Unknown or does not meet the requirements of Answer “A” or “B”
2. Roof Covering: Select all roof covering types in use. Provide the permit application date OR FBC/MDC Product Approval number
OR Year of Original Installation/Replacement OR indicate that no information was available to verify compliance for each roof
covering identified.
2.1 Roof Covering Type:

Permit Application
Date

FBC or MDC
Product Approval #

Year of Original Installation or
Replacement

No Information
Provided for
Compliance
[] 1. Asphalt/Fiberglass Shingle






[]
[] 2. Concrete/Clay Tile






[]
[] 3. Metal






[]
[] 4. Built Up






[]
[X] 5. Membrane

1/7/2022




[]
[] 6. Other






[]
[X] A. All roof coverings listed above meet the FBC with a FBC or Miami-Dade Product Approval listing current at time of
installation OR have a roofing permit application date on or after 3/1/02 OR the roof is original and built in 2004 or later.
[] B. All roof coverings have a Miami-Dade Product Approval listing current at time of installation OR (for the HVHZ only) a roofing
permit application after 9/1/1994 and before 3/1/2002 OR the roof is original and built in 1997 or later.
[] C. One or more roof coverings do not meet the requirements of Answer “A” or “B”.
[] D. No roof coverings meet the requirements of Answer “A” or “B”.
3. Roof Deck Attachment: What is the weakest form of roof deck attachment?
[] A. Plywood/Oriented strand board (OSB) roof sheathing attached to the roof truss/rafter (spaced a maximum of 24” inches o.c.) by
staples or 6d nails spaced at 6” along the edge and 12” in the field. -OR- Batten decking supporting wood shakes or wood shingles.
-OR- Any system of screws, nails, adhesives, other deck fastening system or truss/rafter spacing that has an equivalent mean
uplift less than that required for Options B or C below.
[] B. Plywood/OSB roof sheathing with a minimum thickness of 7/16”inch attached to the roof truss/rafter (spaced a maximum of
24”inches o.c.) by 8d common nails spaced a maximum of 12” inches in the field.-OR- Any system of screws, nails, adhesives,
other deck fastening system or truss/rafter spacing that is shown to have an equivalent or greater resistance than 8d nails spaced
a maximum of 12 inches in the field or has a mean uplift resistance of at least 103 psf.
[] C. Plywood/OSB roof sheathing with a minimum thickness of 7/16”inch attached to the roof truss/rafter (spaced a maximum of
24”inches o.c.) by 8d common nails spaced a maximum of 6” inches in the field. -OR- Dimensional lumber/Tongue & Groove
decking with a minimum of 2 nails per board (or 1 nail per board if each board is equal to or less than 6 inches in width). -OR-
Any system of screws, nails, adhesives, other deck fastening system or truss/rafter spacing that is shown to have an equivalent


FPAT File #MUD2218454
Inspectors Initials
Property Address 2618 Gulf Blvd, Indian Rocks Beach

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or
inaccuracies found on the form.
OIR-B1-1802 (Rev. 01/12) Adopted by Rule 69O-170.0155





or greater resistance than 8d common nails spaced a maximum of 6 inches in the field or has a mean uplift resistance of at least
182 psf.
[X] D. Reinforced Concrete Roof Deck.
[] E. Other:
[] F. Unknown or unidentified.
[] G. No attic access.
4. Roof to Wall Attachment: What is the WEAKEST roof to wall connection? (Do not include attachment of hip/valley jacks within
5 feet of the inside or outside corner of the roof in determination of WEAKEST type)
[] A. Toe Nails
[] Truss/rafter anchored to top plate of wall using nails driven at an angle through the truss/rafter and attached to the
top plate of the wall, or
[] Metal connectors that do not meet the minimal conditions or requirements of B, C, or D
Minimal conditions to qualify for categories B, C, or D. All visible metal connectors are:
[]Secured to truss/rafter with a minimum of three (3) nails, and
[]Attached to the wall top plate of the wall framing, or embedded in the bond beam, with less than a ½" gap from the
blocking or truss/rafter and blocked no more than 1.5” of the truss/rafter, and free of visible severe corrosion.
[] B. Clips
[] Metal connectors that do not wrap over the top of the truss/rafter, or
[] Metal connectors with a minimum of 1 strap that wraps over the top of the truss/rafter and does not meet the nail
position requirements of C or D, but is secured with a minimum of 3 nails.
[] C. Single Wraps

Metal connectors consisting of a single strap that wraps over the top of the truss/rafter and is secured with a
minimum of 2 nails on the front side and a minimum of 1 nail on the opposing side.
[] D. Double Wraps
[] Metal Connectors consisting of 2 separate straps that are attached to the wall frame, or embedded in the bond
beam, on either side of the truss/rafter where each strap wraps over the top of the truss/rafter and is secured with a
minimum of 2 nails on the front side, and a minimum of 1 nail on the opposing side, or
[] Metal connectors consisting of a single strap that wraps over the top of the truss/rafter, is secured to the wall on
both sides, and is secured to the top plate with a minimum of three nails on each side.
[X] E. Structural Anchor bolts structurally connected or reinforced concrete roof.
[] F. Other:
[] G. Unknown or unidentified
[] H. No attic access

5. Roof Geometry: What is the roof shape? (Do not consider roofs of porches or carports that are attached only to the fascia or wall of
the host structure over unenclosed space in the determination of roof perimeter or roof area for roof geometry classification).
[] A. Hip Roof
Hip roof with no other roof shapes greater than 10% of the total roof system perimeter.

Total length of non-hip features: ; Total roof system perimeter:
[X] B. Flat Roof
Roof on a building with 5 or more units where at least 90% of the main roof area has a roof slope of less
than 2:12. Roof area with slope less than 2:12: sq ft; Total roof area: sq ft
[] C. Other Roof
Any roof that does not qualify as either (A) or (B) above.

6. Secondary Water Resistance (SWR): (standard underlayments or hot-mopped felts do not qualify as an SWR)
[] A. SWR (also called Sealed Roof Deck) Self-adhering polymer modified-bitumen roofing underlayment applied directly to the
sheathing or foam adhesive SWR barrier (not foamed-on insulation) applied as a supplemental means to protect the dwelling
from water intrusion in the event of roof covering loss.
[X] B. No SWR.
[] C. Unknown or undetermined.

FPAT File #MUD2218454
Inspectors Initials
Property Address 2618 Gulf Blvd, Indian Rocks Beach

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or
inaccuracies found on the form.
OIR-B1-1802 (Rev. 01/12) Adopted by Rule 69O-170.0155





7. Opening Protection: What is the weakest form of wind borne debris protection installed on the structure? First, use the table to
determine the weakest form of protection for each category of opening. Second, (a) check one answer below (A, B, C, N, or X)
based upon the lowest protection level for ALL Glazed openings and (b) check the protection level for all Non-Glazed openings (.1,
.2, or .3) as applicable.

Opening Protection Level Chart
Place an “X” in each row to identify all forms of protection in use for each
opening type. Check only one answer below (A thru X), based on the weakest
form of protection (lowest row) for any of the Glazed openings and indicate
the weakest form of protection (lowest row) for Non-Glazed openings.
Glazed Openings
Non-Glazed
Openings
Windows
or Entry
Doors
Garage
Doors
Skylights
Glass
Block
Entry
Doors
Garage
Doors
N/A Not Applicable- there are no openings of this type on the structure

X
X
X

X
A
Verified cyclic pressure & large missile (9-lb for windows doors/4.5 lb for skylights)






B
Verified cyclic pressure & large missile (4-8 lb for windows doors/2 lb for skylights)






C
Verified plywood/OSB meeting Table 1609.1.2 of the FBC 2007






D
Verified Non-Glazed Entry or Garage doors indicating compliance with ASTM E
330, ANSI/DASMA 108, or PA/TAS 202 for wind pressure resistance






N
Opening Protection products that appear to be A or B but are not verified






Other protective coverings that cannot be identified as A, B, or C






X
No Windborne Debris Protection
X



X

[] A. Exterior Openings Cyclic Pressure and 9-lb Large Missile (4.5 lb for skylights only) All Glazed openings are protected at a
minimum, with impact resistant coverings or products listed as wind borne debris protection devices in the product approval
system of the State of Florida or Miami-Dade County and meet the requirements of one of the following for “Cyclic Pressure
and Large Missile Impact” (Level A in the table above).
• Miami-Dade County PA 201, 202, and 203
• Florida Building Code Testing Application Standard (TAS) 201, 202, and 203
• American Society for Testing and Materials (ASTM) E 1886 and ASTM E 1996
• Southern Standards Technical Document (SSTD) 12
• For Skylights Only: ASTM E 1886 and ASTM E 1996
• For Garage Doors Only: ANSI/DASMA 115
[] A.1 All Non-Glazed openings classified as A in the table above, or no Non-Glazed openings exist
 A.2 One or More Non-Glazed openings classified as Level D in the table above, and no Non-Glazed openings classified as Level B, C, N,
or X in the table above
 A.3 One or More Non-Glazed Openings is classified as Level B, C, N, or X in the table above
[] B. Exterior Opening Protection- Cyclic Pressure and 4 to 8-lb Large Missile (2-4.5 lb for skylights only) All Glazed openings
are protected, at a minimum, with impact resistant coverings or products listed as windborne debris protection devices in the
product approval system of the State of Florida or Miami-Dade County and meet the requirements of one of the following for
“Cyclic Pressure and Large Missile Impact” (Level B in the table above):
• ASTM E 1886 and ASTM E 1996 (Large Missile – 4.5 lb.)
• SSTD 12 (Large Missile – 4 lb. to 8 lb.)
• For Skylights Only: ASTM E 1886 and ASTM E 1996 (Large Missile - 2 to 4.5 lb.)
 B.1 All Non-Glazed openings classified as A or B in the table above, or no Non-Glazed openings exist
 B.2 One or More Non-Glazed openings classified as Level D in the table above, and no Non-Glazed openings classified as Level C, N, or X
in the table above
 B.3 One or More Non-Glazed openings is classified as Level C, N, or X in the table above
[] C. Exterior Opening Protection- Wood Structural Panels meeting FBC 2007 All Glazed openings are covered with plywood/OSB
meeting the requirements of Table 1609.1.2 of the FBC 2007 (Level C in the table above).
 C.1 All Non-Glazed openings classified as A, B, or C in the table above, or no Non-Glazed openings exist
 C.2 One or More Non-Glazed openings classified as Level D in the table above, and no Non-Glazed openings classified as Level N or X in
the table above
 C.3 One or More Non-Glazed openings is classified as Level N or X in the table above


FPAT File #MUD2218454
Inspectors Initials
Property Address 2618 Gulf Blvd, Indian Rocks Beach

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or
inaccuracies found on the form.
OIR-B1-1802 (Rev. 01/12) Adopted by Rule 69O-170.0155





[] N. Exterior Opening Protection (unverified shutter systems with no documentation) All Glazed openings are protected with
protective coverings not meeting the requirements of Answer “A”, “B”, or C” or systems that appear to meet Answer “A” or
“B” with no documentation of compliance (Level N in the table above).
 N.1 All Non-Glazed openings classified as Level A, B, C, or N in the table above, or no Non-Glazed openings exist
 N.2 One or More Non-Glazed openings classified as Level D in the table above, and no Non-Glazed openings classified as Level X in the
table above
 N.3 One or More Non-Glazed openings is classified as Level X in the table above
[X] X. None or Some Glazed Openings One or more Glazed openings classified and Level X in the table above.


MITIGATION INSPECTIONS MUST BE CERTIFIED BY A QUALIFIED INSPECTOR.
Section 627.711(2), Florida Statutes, provides a listing of individuals who may sign this form.
Qualified Inspector Name: John Felten
License Type: CBC
License or Certificate #: CBC1255984
Inspection Company: Felten Property Assessment Team
Phone: 866-568-7853


Qualified Inspector – I hold an active license as a: (check one)
 Home inspector licensed under Section 468.8314, Florida Statutes who has completed the statutory number of hours of hurricane mitigation
training approved by the Construction Industry Licensing Board and completion of a proficiency exam.
 Building code inspector certified under Section 468.607, Florida Statutes.
☒ General, building or residential contractor licensed under Section 489.111, Florida Statutes.
 Professional engineer licensed under Section 471.015, Florida Statutes.
 Professional architect licensed under Section 481.213, Florida Statutes.
 Any other individual or entity recognized by the insurer as possessing the necessary qualifications to properly complete a uniform mitigation
verification form pursuant to Section 627.711(2), Florida Statutes.
Individuals other than licensed contractors licensed under Section 489.111, Florida Statutes, or professional engineer licensed
under Section 471.015, Florida Statues, must inspect the structures personally and not through employees or other persons.
Licensees under s.471.015 or s.489.111 may authorize a direct employee who possesses the requisite skill, knowledge, and
experience to conduct a mitigation verification inspection.
I, John Felten am a qualified inspector and I personally performed the inspection or (licensed
contractors and professional engineers only) I had my employee (Bradley Smith) perform the inspection
and I agree to be responsible for his/her work.
Qualified Inspector Signature:
Date: 10/12/2022
An individual or entity who knowingly or through gross negligence provides a false or fraudulent mitigation verification form
is subject to investigation by the Florida Division of Insurance Fraud and may be subject to administrative action by the
appropriate licensing agency or to criminal prosecution. (Section 627.711(4)-(7), Florida Statutes) The Qualified Inspector who
certifies this form shall be directly liable for the misconduct of employees as if the authorized mitigation inspector personally
performed the inspection.

Homeowner to complete: I certify that the named Qualified Inspector or his or her employee did perform an inspection of the
residence identified on this form and that roof of identification was provided to me or my Authorized Representative.

Signature:


Date:


An individual or entity who knowingly provides or utters a false or fraudulent mitigation verification form with the intent to
obtain or receive a discount on an insurance premium to which the individual or entity is not entitled commits a
misdemeanor of the first degree. (Section 627.711(7), Florida Statutes)

The definitions on this form are for inspection purposes only and cannot be used to certify any product or construction feature as offering protection from
hurricanes.