Home emergency insurance cover
everything explained
What is home emergency insurance
cover? Home Emergency insurance
cover is a peace of mind policy
protecting against unexpected
incidents such as leaks, boiler
breakdowns, loss of keys and sudden
loss of electrical or gas supply.
If you choose to add it on to your home
insurance package or take as a
standalone policy, you'll receive
assistance from a range of trades who
will provide emergency repairs, to make
your property safe or prevent further
damage as soon as possible.
What is excluded from home
emergency cover? This type of
cover does not cover accidents
and general breakages of
assets - for this, look at Content
Cover.
Home Emergency does not include
damage caused by general wear
and tear, for example a boiler that
has broken down due to it not being
serviced or problems that have
occurred simply due to the age of
the product.
If there is a leak that doesn't
cause damage to the
property, it's not an
emergency and is excluded
from the cover.
The higher the grade, the higher the
annual claim limit will be and from our
Standard cover upwards you will also
eligible to alternative accommodation
should your home become
uninhabitable following a household
emergency.
What is classed as an
emergency? An emergency is a
sudden and unexpected
incident that impacts on your
ability to go about your day to
day life as normal.
Will home emergency cover
include my boiler? With our cover,
one of our trusted engineers will be
dispatched to fix your boiler if it
breaks down unexpectedly,
provided it is serviced annually.
Claiming on your Home
Emergency policy will have
no effect on your no-claims
bonus and contents
insurance policy.
What can arise for a home
owner who does not have
home emergency insurance
Home Emergency Cover is
good for the head and the
home.
Contact Us At:
https://smart-
cover.co.uk/home-
emergency-insurance