The very best sunsets are at Driftwood Sands overlooking the Gulf of Mexico.
Driftwood Sands is a cozy beachfront 45 unit complex in Indian Rocks Beach.
About Driftwood Sands
Prestigious Driftwood Sands (DWS) is a private beachfront complex located in scenic Indian Rocks Beach, Florida overlooking the Gulf of Mexico and its timeless sunsets.
The spacious condominiums feature 2-4 bedrooms, with many master bedroom suites overlooking the Gulf of Mexico, large double or walk in closets, laundry room, garage private storage lockers and private balconies all with gulf views.
The complex is a well-managed community with an active Board of Directors, Building maintenance superintendent, grounds committee and Property Management Company.
Amenities include assigned covered & guest parking, dual elevators, library/meeting suite, shuffleboard, poolside restrooms, direct beach access, outdoor shower, a beachfront pool, sundeck with lounge chairs and tables, and a waterfront covered pavilion equipped with gas/charcoal barbeques, granite countertop, sink and serving areas for all your entertaining needs. The Pavilion may be partially reserved by owners for private or family gatherings.
Tag Cloud
^ES Underwriting_3182573006_Driftwood Sands Condo Assoc_2618 GULF BLVD_2024-09-09-1046120.6517126852289289_Policy Jacket_GW Document ID=null
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 1 of 7
PREMIUM INFORMATION:
COMMERCIAL PROPERTY:
COMMERCIAL PROPERTY PREMIUM:
$58,497.00
TRIA:
TAXES AND FEES:
FIRE MARSHALL REGULATORY ASSESSMENT TAX:
$59.00
POLICY FEE:
$25.00
FLORIDA INSURANCE GUARANTY ASSOCIATION (FIGA) ASSESSMENT:
$584.97
EMERGENCY MANAGEMENT PREPAREDNESS FEE:
$4.00
TOTAL PREMIUM, TAXES AND FEES:
$59,169.97
HURRICANE PREMIUM:
$51,332.00
TOTAL INSURED VALUE:
$13,017,446.00
DESCRIPTION OF LOCATIONS(S):
LOC NO BLDG NO BUILDING ADDRESS
OCCUPANCY
1
1
2618 GULF BLVD, INDIAN ROCKS BEACH, FL 33785
0333 CONDO-RES W/O MERC-OVER 30 UNITS
POLICY LEVEL COVERAGES:
COVERED CAUSE OF LOSS:
SPECIAL
COVERAGE
LIMIT OF INSURANCE
TERRORISM (TRIA)
Excluded
PROPERTY EXTENSION PLUS (BROADENING ENDORSEMENT) -
DELUXE
See Schedule
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 2 of 7
INSURANCE AT THE DESCRIBED LOCATIONS APPLIES ONLY FOR COVERAGES FOR WHICH A LIMIT OF INSURANCE IS
SHOWN
COVERAGES PROVIDED:
AGREED VALUE EXPIRATION DATE:
LOC NO
BLDG NO COVERAGE
LIMIT OF INSURANCE
VALUATION
COINSURANCE
1
1
BUILDING COVERAGE
$12,818,578
Replacement Cost
Agreed Value
DEDUCTIBLES:
LOC NO BLDG NO
BUILDING ADDRESS
AOP
PER OCCURENCE
HURRICANE
CALENDAR YEAR/
PER OCCURRENCE
OTHER WIND
PER
OCCURRENCE
SINKHOLE
PER
OCCURRENCE
1
1
2618 GULF BLVD, INDIAN ROCKS BEACH,
FL 33785
$5,000
3%
Calendar Year
$5,000
APPLICABLE ONLY WHEN ENTRIES ARE MADE IN THE SCHEDULE BELOW
OPTIONAL COVERAGES:
LOC NO
BLDG NO COVERAGE
LIMIT OF INSURANCE
VALUATION
COINSURANCE
1
1
SPECIAL CLASS ITEM 1 (1 CARPORT -
CARPORT)
$36,000
Replacement Cost
Agreed Value
1
1
SPECIAL CLASS ITEM 2 (1 SWIMMING
POOL - SWIMMING POOL)
$162,868
Replacement Cost
Agreed Value
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 3 of 7
ORDINANCE OR LAW COVERAGE:
LOC NO BLDG NO
COV A
LIMIT OF INSUR
COV B
LIMIT OF INSUR
COV C
LIMIT OF INSUR
COV B AND C
COMBINED
LIMIT OF INSUR
COV A, B & C COMBINED
LIMIT OF INSUR
1
1
$12,818,578
$640,929
PROTECTIVE SAFEGUARDS:
LOC NO
BLDG NO
AUTOMATIC
SPRINKLER
P-1
AUTOMATIC
ALARM
P-2
SECURITY
SERVICE
P-3
FIRE DEPT. SRVC
CONTRACT
P-4
COOK EXH &
EXTING SYS
P-5
OTHER
P-9
1
1
Yes
Yes
No
No
None
PROPERTY ENHANCEMENT ENDORSEMENT:
DELUXE
COVERAGE DESCRIPTION
LIMIT OF INSURANCE
ELECTRONIC DATA
$100,000
NEWLY ACQUIRED PROPERTY (IN DAYS)
90
DEBRIS REMOVAL
$50,000
FIRE DEPARTMENT SERVICE CHARGE
$100,000
POLLUTANT CLEANUP AND REMOVAL
$150,000
PERSONAL EFFECTS - SUBLIMIT PER PERSON
$5,000
PERSONAL EFFECTS - SUBLIMIT PER DESCRIBED PREMISES
$25,000
PROPERTY OF OTHERS
$25,000
VALUABLE PAPERS AND RECORDS (OTHER THAN ELECTRONIC DATA)
$500,000
PROPERTY OFF-PREMISES (INCLUDING WHILE IN TRANSIT)
$25,000
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 4 of 7
PROPERTY ENHANCEMENT ENDORSEMENT:
DELUXE
COVERAGE DESCRIPTION
LIMIT OF INSURANCE
OUTDOOR PROPERTY - EXCEPT TREES, SHRUBS, LAWNS OR PLANTS
$10,000
OUTDOOR PROPERTY - EXCEPT ANY ONE TREE, SHRUB OR PLANT
$5,000
OUTDOOR PROPERTY
$100,000
ACCOUNTS RECEIVABLE
$500,000
BROADENED PREMISES (IN FT)
1,000
BACK-UP OF SEWERS OR DRAINS
$150,000
COMPUTER EQUIPMENT
$25,000
LAPTOP/PORTABLE COMPUTERS
$5,000
FIRE EXTINGUISHER RECHARGE
$10,000
OUTDOOR SIGNS
$20,000
“FUNGUS”, WET ROT, DRY ROT AND BACTERIA
$50,000
LOCK REPLACEMENT
$7,500
REWARD REIMBURSEMENT
$25,000
PROPERTY IN TRANSIT
$100,000
INVENTORY AND APPRAISALS OF LOSS
$2,500
OFF PREMISES POWER FAILURE (SUBJECT TO A 24 HOUR DEDUCTIBLE)
$50,000
WIND DRIVEN PRECIPITATION
$250,000
MONEY AND SECURITIES INSIDE THE PREMISES
$10,000
MONEY AND SECURITIES OUTSIDE THE PREMISES
$10,000
CONSEQUENTIAL LOSS
$10,000
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 5 of 7
FORMS/ ENDORSEMENTS APPLICABLE:
FORM NUMBER
EDITION DATE
FORM NAME
FPIC FL DEC
09 23
DECLARATIONS PAGE
FPIC TOC CA
09 23
TABLE OF CONTENTS - CONDOMINIUM ASSOCIATION
FPIC NOCPT
12 23
NOTICE OF CHANGE IN POLICY TERMS
FPIC NOCPT
02 24
NOTICE OF CHANGE IN POLICY TERMS
IL P 001
01 04
OFAC ADVISORY NOTICE
CP 00 17
06 07
CONDOMINIUM ASSOCIATION COVERAGE FORM
CP 10 30
06 07
CAUSES OF LOSS - SPECIAL FORM
FPIC CPC
07 23
COMMON POLICY CONDITIONS CANCELLATION AND NONRENEWAL
CP 01 40
07 06
EXCLUSION OF LOSS DUE TO VIRUS OR BACTERIA
CP 01 91
07 10
FLORIDA CHANGES - RESIDENTIAL CONDOMINIUM ASSOCIATIONS
CP 03 22
01 06
FLORIDA - MULTIPLE DEDUCTIBLE FORM (FIXED DOLLAR DEDUCTIBLES)
CP 03 23
07 23
FLORIDA CALENDAR YEAR HURRICANE PERCENTAGE DEDUCTIBLE
(RESIDENTIAL RISKS)
CP 12 70
09 96
JOINT OR DISPUTED LOSS AGREEMENT
CP 14 10
06 95
ADDITIONAL COVERED PROPERTY
FPIC ADPR
04 23
ADDITIONAL PROPERTY NOT COVERED
FPIC CGCC
03 23
CATASTROPHIC GROUND COVER COLLAPSE
FPIC CPPC
03 23
FLORIDA - CLAIM PAYMENT PROVISION - CONDOMINIUM
FPIC EDEE
03 23
EXISTING DAMAGE EXCLUSION ENDORSEMENT
FPIC FC
03 23
FLORIDA CHANGES
FPIC FC APR
01 24
FLORIDA CHANGES - APPRAISAL (COMMERCIAL RESIDENTIAL PROPERTY)
FPIC ORDLAW
03 23
ORDINANCE OR LAW COVERAGE
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 6 of 7
FORMS/ ENDORSEMENTS APPLICABLE:
FORM NUMBER
EDITION DATE
FORM NAME
FPIC PE
03 23
PROPERTY ENHANCEMENT ENDORSEMENT - DELUXE
FPIC REM
12 23
ADDITIONAL COVERAGE - REASONABLE EMERGENCY MEASURES
ENDORSEMENT
FPIC SOLC
03 23
ORDINANCE OR LAW COVERAGE SCHEDULE
IL 01 75
09 07
FLORIDA CHANGES - LEGAL ACTION AGAINST US
IL 04 15
04 98
PROTECTIVE SAFEGUARDS
IL 09 35
07 02
EXCLUSION OF CERTAIN COMPUTER - RELATED LOSSES
IL 09 53
01 15
EXCLUSION OF CERTIFIED ACTS OF TERRORISM
FPIC TRIAOPT
07 23
POLICYHOLDER DISCLOSURE NOTICE OF TERRORISM INSURANCE COVERAGE
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 7 of 7
NOTICES:
THIS POLICY CONTAINS A SEPARATE DEDUCTIBLE FOR HURRICANE LOSSES,
WHICH MAY RESULT IN HIGH OUT-OF-POCKET EXPENSES TO YOU.
YOUR POLICY PROVIDES COVERAGE FOR A CATASTROPHIC GROUND
COVERAGE COLLAPSE THAT RESULTS IN THE PROPERTY BEING
CONDEMNED AND UNINHABITABLE. OTHERWISE, YOUR POLICY DOES
NOT PROVIDE COVERAGE FOR SINKHOLE LOSSES. YOU MAY PURCHASE
COVERAGE FOR SINKHOLE LOSSES FOR AN ADDITIONAL PREMIUM.
A Rate Adjustment of 0.0% is included to reflect the Building Code Endorsement Grade (BCEG) in your area.
Adjustments range from 1.2% Surcharge to 12.4% Credit.
Premium change due to rate increase/decrease: $59,169.97
COUNTERSIGNED BY:
DATE SIGNED:
09/02/2024
Frontline Website: www.frontlineinsurance.com
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 1 of 7
PREMIUM INFORMATION:
COMMERCIAL PROPERTY:
COMMERCIAL PROPERTY PREMIUM:
$58,497.00
TRIA:
TAXES AND FEES:
FIRE MARSHALL REGULATORY ASSESSMENT TAX:
$59.00
POLICY FEE:
$25.00
FLORIDA INSURANCE GUARANTY ASSOCIATION (FIGA) ASSESSMENT:
$584.97
EMERGENCY MANAGEMENT PREPAREDNESS FEE:
$4.00
TOTAL PREMIUM, TAXES AND FEES:
$59,169.97
HURRICANE PREMIUM:
$51,332.00
TOTAL INSURED VALUE:
$13,017,446.00
DESCRIPTION OF LOCATIONS(S):
LOC NO BLDG NO BUILDING ADDRESS
OCCUPANCY
1
1
2618 GULF BLVD, INDIAN ROCKS BEACH, FL 33785
0333 CONDO-RES W/O MERC-OVER 30 UNITS
POLICY LEVEL COVERAGES:
COVERED CAUSE OF LOSS:
SPECIAL
COVERAGE
LIMIT OF INSURANCE
TERRORISM (TRIA)
Excluded
PROPERTY EXTENSION PLUS (BROADENING ENDORSEMENT) -
DELUXE
See Schedule
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 2 of 7
INSURANCE AT THE DESCRIBED LOCATIONS APPLIES ONLY FOR COVERAGES FOR WHICH A LIMIT OF INSURANCE IS
SHOWN
COVERAGES PROVIDED:
AGREED VALUE EXPIRATION DATE:
LOC NO
BLDG NO COVERAGE
LIMIT OF INSURANCE
VALUATION
COINSURANCE
1
1
BUILDING COVERAGE
$12,818,578
Replacement Cost
Agreed Value
DEDUCTIBLES:
LOC NO BLDG NO
BUILDING ADDRESS
AOP
PER OCCURENCE
HURRICANE
CALENDAR YEAR/
PER OCCURRENCE
OTHER WIND
PER
OCCURRENCE
SINKHOLE
PER
OCCURRENCE
1
1
2618 GULF BLVD, INDIAN ROCKS BEACH,
FL 33785
$5,000
3%
Calendar Year
$5,000
APPLICABLE ONLY WHEN ENTRIES ARE MADE IN THE SCHEDULE BELOW
OPTIONAL COVERAGES:
LOC NO
BLDG NO COVERAGE
LIMIT OF INSURANCE
VALUATION
COINSURANCE
1
1
SPECIAL CLASS ITEM 1 (1 CARPORT -
CARPORT)
$36,000
Replacement Cost
Agreed Value
1
1
SPECIAL CLASS ITEM 2 (1 SWIMMING
POOL - SWIMMING POOL)
$162,868
Replacement Cost
Agreed Value
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 3 of 7
ORDINANCE OR LAW COVERAGE:
LOC NO BLDG NO
COV A
LIMIT OF INSUR
COV B
LIMIT OF INSUR
COV C
LIMIT OF INSUR
COV B AND C
COMBINED
LIMIT OF INSUR
COV A, B & C COMBINED
LIMIT OF INSUR
1
1
$12,818,578
$640,929
PROTECTIVE SAFEGUARDS:
LOC NO
BLDG NO
AUTOMATIC
SPRINKLER
P-1
AUTOMATIC
ALARM
P-2
SECURITY
SERVICE
P-3
FIRE DEPT. SRVC
CONTRACT
P-4
COOK EXH &
EXTING SYS
P-5
OTHER
P-9
1
1
Yes
Yes
No
No
None
PROPERTY ENHANCEMENT ENDORSEMENT:
DELUXE
COVERAGE DESCRIPTION
LIMIT OF INSURANCE
ELECTRONIC DATA
$100,000
NEWLY ACQUIRED PROPERTY (IN DAYS)
90
DEBRIS REMOVAL
$50,000
FIRE DEPARTMENT SERVICE CHARGE
$100,000
POLLUTANT CLEANUP AND REMOVAL
$150,000
PERSONAL EFFECTS - SUBLIMIT PER PERSON
$5,000
PERSONAL EFFECTS - SUBLIMIT PER DESCRIBED PREMISES
$25,000
PROPERTY OF OTHERS
$25,000
VALUABLE PAPERS AND RECORDS (OTHER THAN ELECTRONIC DATA)
$500,000
PROPERTY OFF-PREMISES (INCLUDING WHILE IN TRANSIT)
$25,000
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 4 of 7
PROPERTY ENHANCEMENT ENDORSEMENT:
DELUXE
COVERAGE DESCRIPTION
LIMIT OF INSURANCE
OUTDOOR PROPERTY - EXCEPT TREES, SHRUBS, LAWNS OR PLANTS
$10,000
OUTDOOR PROPERTY - EXCEPT ANY ONE TREE, SHRUB OR PLANT
$5,000
OUTDOOR PROPERTY
$100,000
ACCOUNTS RECEIVABLE
$500,000
BROADENED PREMISES (IN FT)
1,000
BACK-UP OF SEWERS OR DRAINS
$150,000
COMPUTER EQUIPMENT
$25,000
LAPTOP/PORTABLE COMPUTERS
$5,000
FIRE EXTINGUISHER RECHARGE
$10,000
OUTDOOR SIGNS
$20,000
“FUNGUS”, WET ROT, DRY ROT AND BACTERIA
$50,000
LOCK REPLACEMENT
$7,500
REWARD REIMBURSEMENT
$25,000
PROPERTY IN TRANSIT
$100,000
INVENTORY AND APPRAISALS OF LOSS
$2,500
OFF PREMISES POWER FAILURE (SUBJECT TO A 24 HOUR DEDUCTIBLE)
$50,000
WIND DRIVEN PRECIPITATION
$250,000
MONEY AND SECURITIES INSIDE THE PREMISES
$10,000
MONEY AND SECURITIES OUTSIDE THE PREMISES
$10,000
CONSEQUENTIAL LOSS
$10,000
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 5 of 7
FORMS/ ENDORSEMENTS APPLICABLE:
FORM NUMBER
EDITION DATE
FORM NAME
FPIC FL DEC
09 23
DECLARATIONS PAGE
FPIC TOC CA
09 23
TABLE OF CONTENTS - CONDOMINIUM ASSOCIATION
FPIC NOCPT
12 23
NOTICE OF CHANGE IN POLICY TERMS
FPIC NOCPT
02 24
NOTICE OF CHANGE IN POLICY TERMS
IL P 001
01 04
OFAC ADVISORY NOTICE
CP 00 17
06 07
CONDOMINIUM ASSOCIATION COVERAGE FORM
CP 10 30
06 07
CAUSES OF LOSS - SPECIAL FORM
FPIC CPC
07 23
COMMON POLICY CONDITIONS CANCELLATION AND NONRENEWAL
CP 01 40
07 06
EXCLUSION OF LOSS DUE TO VIRUS OR BACTERIA
CP 01 91
07 10
FLORIDA CHANGES - RESIDENTIAL CONDOMINIUM ASSOCIATIONS
CP 03 22
01 06
FLORIDA - MULTIPLE DEDUCTIBLE FORM (FIXED DOLLAR DEDUCTIBLES)
CP 03 23
07 23
FLORIDA CALENDAR YEAR HURRICANE PERCENTAGE DEDUCTIBLE
(RESIDENTIAL RISKS)
CP 12 70
09 96
JOINT OR DISPUTED LOSS AGREEMENT
CP 14 10
06 95
ADDITIONAL COVERED PROPERTY
FPIC ADPR
04 23
ADDITIONAL PROPERTY NOT COVERED
FPIC CGCC
03 23
CATASTROPHIC GROUND COVER COLLAPSE
FPIC CPPC
03 23
FLORIDA - CLAIM PAYMENT PROVISION - CONDOMINIUM
FPIC EDEE
03 23
EXISTING DAMAGE EXCLUSION ENDORSEMENT
FPIC FC
03 23
FLORIDA CHANGES
FPIC FC APR
01 24
FLORIDA CHANGES - APPRAISAL (COMMERCIAL RESIDENTIAL PROPERTY)
FPIC ORDLAW
03 23
ORDINANCE OR LAW COVERAGE
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 6 of 7
FORMS/ ENDORSEMENTS APPLICABLE:
FORM NUMBER
EDITION DATE
FORM NAME
FPIC PE
03 23
PROPERTY ENHANCEMENT ENDORSEMENT - DELUXE
FPIC REM
12 23
ADDITIONAL COVERAGE - REASONABLE EMERGENCY MEASURES
ENDORSEMENT
FPIC SOLC
03 23
ORDINANCE OR LAW COVERAGE SCHEDULE
IL 01 75
09 07
FLORIDA CHANGES - LEGAL ACTION AGAINST US
IL 04 15
04 98
PROTECTIVE SAFEGUARDS
IL 09 35
07 02
EXCLUSION OF CERTAIN COMPUTER - RELATED LOSSES
IL 09 53
01 15
EXCLUSION OF CERTIFIED ACTS OF TERRORISM
FPIC TRIAOPT
07 23
POLICYHOLDER DISCLOSURE NOTICE OF TERRORISM INSURANCE COVERAGE
COMMERCIAL PROPERTY POLICY
DECLARATIONS PAGE
TRANSACTION TYPE:
TRANSACTION DATE:
DATE PRINTED:
Renewal
11/01/2024
09/09/2024
Underwritten by:
First Protective Insurance Company
PO Box 958405
Lake Mary, FL 32795
POLICY NUMBER
POLICY PERIOD
Effective:
11/01/2024
Expiration:
11/01/2025
3182573006
12:01 AM Standard Time
IF YOU HAVE QUESTIONS ABOUT YOUR POLICY, PLEASE CONTACT YOUR AGENT AT 727-393-9146.
TO REPORT A CLAIM, CALL 1-800-675-0145.
NAMED INSURED & MAILING ADDRESS:
AGENT:
523-24-22257
DRIFTWOOD SANDS CONDO ASSOC
7300 PARK ST
SEMINOLE, FL 33777-4601
ACENTRIA INSURANCE - LARGO - CL
11401 SEMINOLE BLVD
LARGO, FL 33778-3260
PHONE: 727-393-9146
FPIC FL DEC 09 23
Page 7 of 7
NOTICES:
THIS POLICY CONTAINS A SEPARATE DEDUCTIBLE FOR HURRICANE LOSSES,
WHICH MAY RESULT IN HIGH OUT-OF-POCKET EXPENSES TO YOU.
YOUR POLICY PROVIDES COVERAGE FOR A CATASTROPHIC GROUND
COVERAGE COLLAPSE THAT RESULTS IN THE PROPERTY BEING
CONDEMNED AND UNINHABITABLE. OTHERWISE, YOUR POLICY DOES
NOT PROVIDE COVERAGE FOR SINKHOLE LOSSES. YOU MAY PURCHASE
COVERAGE FOR SINKHOLE LOSSES FOR AN ADDITIONAL PREMIUM.
A Rate Adjustment of 0.0% is included to reflect the Building Code Endorsement Grade (BCEG) in your area.
Adjustments range from 1.2% Surcharge to 12.4% Credit.
Premium change due to rate increase/decrease: $59,169.97
COUNTERSIGNED BY:
DATE SIGNED:
09/02/2024
Frontline Website: www.frontlineinsurance.com