Windstorm Mitigation Report 2022

Windstorm Mitigation Report 2022, updated 10/25/22, 8:34 PM

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The very best sunsets are at Driftwood Sands overlooking the Gulf of Mexico.

Driftwood Sands is a cozy beachfront 45 unit complex in Indian Rocks Beach.

About Driftwood Sands

Prestigious Driftwood Sands (DWS) is a private beachfront complex   located in scenic Indian Rocks Beach, Florida overlooking the Gulf of Mexico and its timeless sunsets.

The spacious condominiums feature 2-4 bedrooms, with many master bedroom suites overlooking the Gulf of Mexico, large double or walk in closets, laundry room, garage private storage lockers and private balconies all with gulf views.

The complex is a well-managed community with an active Board of Directors, Building maintenance superintendent, grounds committee and Property Management Company.

Amenities include assigned covered & guest parking, dual elevators, library/meeting suite, shuffleboard, poolside restrooms, direct beach access, outdoor shower, a beachfront pool, sundeck with lounge chairs and tables, and a waterfront covered pavilion equipped with gas/charcoal barbeques, granite countertop, sink and serving areas for all your entertaining needs. The Pavilion may be partially reserved by owners for private or family gatherings.

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Windstorm Mitigation Report
RESERVE STUDIES | INSURANCE APPRAISALS | WIND MITIGATION
Driftwood Sands Condominium
Indian Rocks Beach, FL
Prepared Exclusively for Driftwood Sands Condominium Association, Inc.
As of 10/12/2022 | FPAT File# MUD2218454
Felten Property Assessment Team
866.568.7853 | www.fpat.com
CERTIFICATION OF WINDSTORM MITIGATION AFFIDAVIT(S)
FPAT FILE # MUD2218454
Felten Property Assessment Team



This is to certify the enclosed Windstorm Mitigation Inspection report prepared
for Driftwood Sands Condominium Association, Inc. is the result of work
performed by Felten Property Assessment Team and one or more of the
individuals listed below.

In addition, we certify that, to the best of our knowledge and belief:

➢ All facts contained in this report are true and accurate.
➢ FPAT has no present or prospective interest in the subject
property of this report, and also has no personal interest with
respect to the parties involved.
➢ FPAT has no bias with respect to the subject property of this
report or to the parties involved with this assignment.
➢ Our engagement in this assignment was not contingent upon
producing or reporting predetermined results.
➢ Our compensation is not contingent on any action or event
resulting from this report.
➢ We have the knowledge and experience to generate accurate
windstorm mitigation affidavit(s) for insurance purposes on all
buildings contained within this report.
➢ We have performed a physical inspection of the subject risk(s)
contained in this report.
➢ This report meets or exceeds the standards of the Citizens
Inspection Outreach Program.


Key Staff:



Brad Felten

Sr. Adjuster # E149535
Flood Certification # 06060373
Certified Wind & Hurricane Mitigation
Inspector

John Felten

Sr. Adjuster # D075772
Flood Certification # 05030007
Certified Building Contractor # CBC1255984
Certified Wind & Hurricane Mitigation
Inspector

Ian Wright

Sr. Adjuster # W273704
Certified Wind & Hurricane Mitigation
Inspector





AERIAL MAPS OF PROPERTY
FPAT FILE # MUD2218454
Felten Property Assessment Team



AERIAL MAPS OF PROPERTY
FPAT FILE # MUD2218454
Felten Property Assessment Team



AERIAL MAPS OF PROPERTY
FPAT FILE # MUD2218454
Felten Property Assessment Team



OIR-B1-1802 RECAPITULATION OF BUILDING MITIGATION FEATURES
Driftwood Sands Condominium
FPAT FILE # MUD2218454
Felten Property Assessment Team



Building
Roof Covering
Roof Deck
Attachment
Roof-Wall
Attachment
Roof Shape
SWR Opening Protection
2618 Gulf Blvd
FBC Equivalent
Reinforced
Concrete Roof
Deck
Structural
Flat Roof
No
None or Some
Glazed Openings
MIT-BT-II & III RECAPITULATION OF BUILDING MITIGATION FEATURES
Driftwood Sands Condominium
FPAT FILE # MUD2218454
Felten Property Assessment Team



Building
Roof Covering
Roof Deck
Attachment
SWR Opening Protection
2618 Gulf Blvd
FBC Equivalent
Reinforced
Concrete Roof
Deck
No
None or Some
Glazed Openings
























Windstorm Mitigation Report (OIR-B1-1802)
RESERVE STUDIES | INSURANCE APPRAISALS | WIND MITIGATION

Driftwood Sands Condominium Association, Inc.
Indian Rocks Beach, FL 33785
2618 Gulf Blvd
Prepared Exclusively for Driftwood Sands Condominium Association, Inc.
As of 10/12/2022 | FPAT File# MUD2218454
Felten Property Assessment Team
866.568.7853 | www.fpat.com
SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com

RECAPITULATION OF MITIGATION FEATURES
For 2618 Gulf Blvd

1. Building Code:
Unknown or does not meet the requirements of Answer A or B
Comments:
The year of construction was verified as 1982 per Pinellas County
Property Appraiser.



2. Roof Covering:
FBC Equivalent
Comments:
The roof covering was replaced in 2022. The roof permit was
confirmed and the permit number is EBP-22-00337. This roof was
verified as meeting the building code requirements outlined on the
mitigation affidavit.



3. Roof Deck Attachment: Reinforced Concrete Roof Deck
Comments:
Inspection verified a roof structure composed of cast-in-place or pre-
cast structural concrete designed to be self-supporting and integrally
attached to the wall / support system.



4. Roof to Wall
Attachment:
Structural
Comments:
Inspection verified a roof structure composed of cast-in-place or pre-
cast structural concrete designed to be self-supporting and integrally
attached to the wall / support system.



5. Roof Geometry:
Flat Roof
Comments:
Inspection verified flat roof shape, refer to attached photographs.



6. SWR:
No
Comments:
SWR does not apply to reinforced concrete roof decks.



7. Opening Protection:
None or Some Glazed Openings
Comments:
Inspection verified some metal shutter opening protection. Not all
glazed openings were protected with impact resistant coverings.



SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Address Verification

Exterior Elevation

Exterior Elevation


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Exterior Elevation

Exterior Elevation

Roof Construction


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction

Roof Construction
SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction

Roof Construction
SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction

Roof Construction
SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction

Roof Construction

FPAT File #MUD2218454
Inspectors Initials
Property Address 2618 Gulf Blvd, Indian Rocks Beach

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or
inaccuracies found on the form.
OIR-B1-1802 (Rev. 01/12) Adopted by Rule 69O-170.0155





Uniform Mitigation Verification Inspection Form
Maintain a copy of this form and any documentation provided with the insurance policy
Inspection Date: 10/12/2022
Owner Information
Owner Name: Driftwood Sands Condominium Association, Inc.
Contact Person: Cary O'Connor
Address: 2618 Gulf Blvd
Home Phone:
City: Indian Rocks Beach
Zip: 33785
Work Phone: (727) 581-2662
County: Pinellas

Cell Phone:
Insurance Company:
Policy #:
Year of Home: 1982
# of Stories: 6
Email: coconnor@resourcepropertygmt.com
NOTE: Any documentation used in validating the compliance or existence of each construction or mitigation attribute must
accompany this form. At least one photograph must accompany this form to validate each attribute marked in questions 3
though 7. The insurer may ask additional questions regarding the mitigated feature(s) verified on this form.
1. Building Code: Was the structure built in compliance with the Florida Building Code (FBC 2001 or later) OR for homes located in
the HVHZ (Miami-Dade or Broward counties), South Florida Building Code (SFBC-94)?
[] A. Built in compliance with the FBC: Year Built . For homes built in 2002/2003 provide a permit application with a date after
3/1/2002: Building Permit Application Date (MM/DD/YYYY)
[] B. For the HVHZ Only: Built in compliance with the SFBC-94: Year Built ______. For homes built in 1994, 1995, and 1996
provide a permit application with a date after 9/1/1994: Building Permit Application Date (MM/DD/YYYY) ___/___/_______
[X] C. Unknown or does not meet the requirements of Answer “A” or “B”
2. Roof Covering: Select all roof covering types in use. Provide the permit application date OR FBC/MDC Product Approval number
OR Year of Original Installation/Replacement OR indicate that no information was available to verify compliance for each roof
covering identified.
2.1 Roof Covering Type:

Permit Application
Date

FBC or MDC
Product Approval #

Year of Original Installation or
Replacement

No Information
Provided for
Compliance
[] 1. Asphalt/Fiberglass Shingle






[]
[] 2. Concrete/Clay Tile






[]
[] 3. Metal






[]
[] 4. Built Up






[]
[X] 5. Membrane

1/7/2022




[]
[] 6. Other






[]
[X] A. All roof coverings listed above meet the FBC with a FBC or Miami-Dade Product Approval listing current at time of
installation OR have a roofing permit application date on or after 3/1/02 OR the roof is original and built in 2004 or later.
[] B. All roof coverings have a Miami-Dade Product Approval listing current at time of installation OR (for the HVHZ only) a roofing
permit application after 9/1/1994 and before 3/1/2002 OR the roof is original and built in 1997 or later.
[] C. One or more roof coverings do not meet the requirements of Answer “A” or “B”.
[] D. No roof coverings meet the requirements of Answer “A” or “B”.
3. Roof Deck Attachment: What is the weakest form of roof deck attachment?
[] A. Plywood/Oriented strand board (OSB) roof sheathing attached to the roof truss/rafter (spaced a maximum of 24” inches o.c.) by
staples or 6d nails spaced at 6” along the edge and 12” in the field. -OR- Batten decking supporting wood shakes or wood shingles.
-OR- Any system of screws, nails, adhesives, other deck fastening system or truss/rafter spacing that has an equivalent mean
uplift less than that required for Options B or C below.
[] B. Plywood/OSB roof sheathing with a minimum thickness of 7/16”inch attached to the roof truss/rafter (spaced a maximum of
24”inches o.c.) by 8d common nails spaced a maximum of 12” inches in the field.-OR- Any system of screws, nails, adhesives,
other deck fastening system or truss/rafter spacing that is shown to have an equivalent or greater resistance than 8d nails spaced
a maximum of 12 inches in the field or has a mean uplift resistance of at least 103 psf.
[] C. Plywood/OSB roof sheathing with a minimum thickness of 7/16”inch attached to the roof truss/rafter (spaced a maximum of
24”inches o.c.) by 8d common nails spaced a maximum of 6” inches in the field. -OR- Dimensional lumber/Tongue & Groove
decking with a minimum of 2 nails per board (or 1 nail per board if each board is equal to or less than 6 inches in width). -OR-
Any system of screws, nails, adhesives, other deck fastening system or truss/rafter spacing that is shown to have an equivalent


FPAT File #MUD2218454
Inspectors Initials
Property Address 2618 Gulf Blvd, Indian Rocks Beach

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or
inaccuracies found on the form.
OIR-B1-1802 (Rev. 01/12) Adopted by Rule 69O-170.0155





or greater resistance than 8d common nails spaced a maximum of 6 inches in the field or has a mean uplift resistance of at least
182 psf.
[X] D. Reinforced Concrete Roof Deck.
[] E. Other:
[] F. Unknown or unidentified.
[] G. No attic access.
4. Roof to Wall Attachment: What is the WEAKEST roof to wall connection? (Do not include attachment of hip/valley jacks within
5 feet of the inside or outside corner of the roof in determination of WEAKEST type)
[] A. Toe Nails
[] Truss/rafter anchored to top plate of wall using nails driven at an angle through the truss/rafter and attached to the
top plate of the wall, or
[] Metal connectors that do not meet the minimal conditions or requirements of B, C, or D
Minimal conditions to qualify for categories B, C, or D. All visible metal connectors are:
[]Secured to truss/rafter with a minimum of three (3) nails, and
[]Attached to the wall top plate of the wall framing, or embedded in the bond beam, with less than a ½" gap from the
blocking or truss/rafter and blocked no more than 1.5” of the truss/rafter, and free of visible severe corrosion.
[] B. Clips
[] Metal connectors that do not wrap over the top of the truss/rafter, or
[] Metal connectors with a minimum of 1 strap that wraps over the top of the truss/rafter and does not meet the nail
position requirements of C or D, but is secured with a minimum of 3 nails.
[] C. Single Wraps

Metal connectors consisting of a single strap that wraps over the top of the truss/rafter and is secured with a
minimum of 2 nails on the front side and a minimum of 1 nail on the opposing side.
[] D. Double Wraps
[] Metal Connectors consisting of 2 separate straps that are attached to the wall frame, or embedded in the bond
beam, on either side of the truss/rafter where each strap wraps over the top of the truss/rafter and is secured with a
minimum of 2 nails on the front side, and a minimum of 1 nail on the opposing side, or
[] Metal connectors consisting of a single strap that wraps over the top of the truss/rafter, is secured to the wall on
both sides, and is secured to the top plate with a minimum of three nails on each side.
[X] E. Structural Anchor bolts structurally connected or reinforced concrete roof.
[] F. Other:
[] G. Unknown or unidentified
[] H. No attic access

5. Roof Geometry: What is the roof shape? (Do not consider roofs of porches or carports that are attached only to the fascia or wall of
the host structure over unenclosed space in the determination of roof perimeter or roof area for roof geometry classification).
[] A. Hip Roof
Hip roof with no other roof shapes greater than 10% of the total roof system perimeter.

Total length of non-hip features: ; Total roof system perimeter:
[X] B. Flat Roof
Roof on a building with 5 or more units where at least 90% of the main roof area has a roof slope of less
than 2:12. Roof area with slope less than 2:12: sq ft; Total roof area: sq ft
[] C. Other Roof
Any roof that does not qualify as either (A) or (B) above.

6. Secondary Water Resistance (SWR): (standard underlayments or hot-mopped felts do not qualify as an SWR)
[] A. SWR (also called Sealed Roof Deck) Self-adhering polymer modified-bitumen roofing underlayment applied directly to the
sheathing or foam adhesive SWR barrier (not foamed-on insulation) applied as a supplemental means to protect the dwelling
from water intrusion in the event of roof covering loss.
[X] B. No SWR.
[] C. Unknown or undetermined.

FPAT File #MUD2218454
Inspectors Initials
Property Address 2618 Gulf Blvd, Indian Rocks Beach

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or
inaccuracies found on the form.
OIR-B1-1802 (Rev. 01/12) Adopted by Rule 69O-170.0155





7. Opening Protection: What is the weakest form of wind borne debris protection installed on the structure? First, use the table to
determine the weakest form of protection for each category of opening. Second, (a) check one answer below (A, B, C, N, or X)
based upon the lowest protection level for ALL Glazed openings and (b) check the protection level for all Non-Glazed openings (.1,
.2, or .3) as applicable.

Opening Protection Level Chart
Place an “X” in each row to identify all forms of protection in use for each
opening type. Check only one answer below (A thru X), based on the weakest
form of protection (lowest row) for any of the Glazed openings and indicate
the weakest form of protection (lowest row) for Non-Glazed openings.
Glazed Openings
Non-Glazed
Openings
Windows
or Entry
Doors
Garage
Doors
Skylights
Glass
Block
Entry
Doors
Garage
Doors
N/A Not Applicable- there are no openings of this type on the structure

X
X
X

X
A
Verified cyclic pressure & large missile (9-lb for windows doors/4.5 lb for skylights)






B
Verified cyclic pressure & large missile (4-8 lb for windows doors/2 lb for skylights)






C
Verified plywood/OSB meeting Table 1609.1.2 of the FBC 2007






D
Verified Non-Glazed Entry or Garage doors indicating compliance with ASTM E
330, ANSI/DASMA 108, or PA/TAS 202 for wind pressure resistance






N
Opening Protection products that appear to be A or B but are not verified






Other protective coverings that cannot be identified as A, B, or C






X
No Windborne Debris Protection
X



X

[] A. Exterior Openings Cyclic Pressure and 9-lb Large Missile (4.5 lb for skylights only) All Glazed openings are protected at a
minimum, with impact resistant coverings or products listed as wind borne debris protection devices in the product approval
system of the State of Florida or Miami-Dade County and meet the requirements of one of the following for “Cyclic Pressure
and Large Missile Impact” (Level A in the table above).
• Miami-Dade County PA 201, 202, and 203
• Florida Building Code Testing Application Standard (TAS) 201, 202, and 203
• American Society for Testing and Materials (ASTM) E 1886 and ASTM E 1996
• Southern Standards Technical Document (SSTD) 12
• For Skylights Only: ASTM E 1886 and ASTM E 1996
• For Garage Doors Only: ANSI/DASMA 115
[] A.1 All Non-Glazed openings classified as A in the table above, or no Non-Glazed openings exist
 A.2 One or More Non-Glazed openings classified as Level D in the table above, and no Non-Glazed openings classified as Level B, C, N,
or X in the table above
 A.3 One or More Non-Glazed Openings is classified as Level B, C, N, or X in the table above
[] B. Exterior Opening Protection- Cyclic Pressure and 4 to 8-lb Large Missile (2-4.5 lb for skylights only) All Glazed openings
are protected, at a minimum, with impact resistant coverings or products listed as windborne debris protection devices in the
product approval system of the State of Florida or Miami-Dade County and meet the requirements of one of the following for
“Cyclic Pressure and Large Missile Impact” (Level B in the table above):
• ASTM E 1886 and ASTM E 1996 (Large Missile – 4.5 lb.)
• SSTD 12 (Large Missile – 4 lb. to 8 lb.)
• For Skylights Only: ASTM E 1886 and ASTM E 1996 (Large Missile - 2 to 4.5 lb.)
 B.1 All Non-Glazed openings classified as A or B in the table above, or no Non-Glazed openings exist
 B.2 One or More Non-Glazed openings classified as Level D in the table above, and no Non-Glazed openings classified as Level C, N, or X
in the table above
 B.3 One or More Non-Glazed openings is classified as Level C, N, or X in the table above
[] C. Exterior Opening Protection- Wood Structural Panels meeting FBC 2007 All Glazed openings are covered with plywood/OSB
meeting the requirements of Table 1609.1.2 of the FBC 2007 (Level C in the table above).
 C.1 All Non-Glazed openings classified as A, B, or C in the table above, or no Non-Glazed openings exist
 C.2 One or More Non-Glazed openings classified as Level D in the table above, and no Non-Glazed openings classified as Level N or X in
the table above
 C.3 One or More Non-Glazed openings is classified as Level N or X in the table above


FPAT File #MUD2218454
Inspectors Initials
Property Address 2618 Gulf Blvd, Indian Rocks Beach

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure or
inaccuracies found on the form.
OIR-B1-1802 (Rev. 01/12) Adopted by Rule 69O-170.0155





[] N. Exterior Opening Protection (unverified shutter systems with no documentation) All Glazed openings are protected with
protective coverings not meeting the requirements of Answer “A”, “B”, or C” or systems that appear to meet Answer “A” or
“B” with no documentation of compliance (Level N in the table above).
 N.1 All Non-Glazed openings classified as Level A, B, C, or N in the table above, or no Non-Glazed openings exist
 N.2 One or More Non-Glazed openings classified as Level D in the table above, and no Non-Glazed openings classified as Level X in the
table above
 N.3 One or More Non-Glazed openings is classified as Level X in the table above
[X] X. None or Some Glazed Openings One or more Glazed openings classified and Level X in the table above.


MITIGATION INSPECTIONS MUST BE CERTIFIED BY A QUALIFIED INSPECTOR.
Section 627.711(2), Florida Statutes, provides a listing of individuals who may sign this form.
Qualified Inspector Name: John Felten
License Type: CBC
License or Certificate #: CBC1255984
Inspection Company: Felten Property Assessment Team
Phone: 866-568-7853


Qualified Inspector – I hold an active license as a: (check one)
 Home inspector licensed under Section 468.8314, Florida Statutes who has completed the statutory number of hours of hurricane mitigation
training approved by the Construction Industry Licensing Board and completion of a proficiency exam.
 Building code inspector certified under Section 468.607, Florida Statutes.
☒ General, building or residential contractor licensed under Section 489.111, Florida Statutes.
 Professional engineer licensed under Section 471.015, Florida Statutes.
 Professional architect licensed under Section 481.213, Florida Statutes.
 Any other individual or entity recognized by the insurer as possessing the necessary qualifications to properly complete a uniform mitigation
verification form pursuant to Section 627.711(2), Florida Statutes.
Individuals other than licensed contractors licensed under Section 489.111, Florida Statutes, or professional engineer licensed
under Section 471.015, Florida Statues, must inspect the structures personally and not through employees or other persons.
Licensees under s.471.015 or s.489.111 may authorize a direct employee who possesses the requisite skill, knowledge, and
experience to conduct a mitigation verification inspection.
I, John Felten am a qualified inspector and I personally performed the inspection or (licensed
contractors and professional engineers only) I had my employee (Bradley Smith) perform the inspection
and I agree to be responsible for his/her work.
Qualified Inspector Signature:
Date: 10/12/2022
An individual or entity who knowingly or through gross negligence provides a false or fraudulent mitigation verification form
is subject to investigation by the Florida Division of Insurance Fraud and may be subject to administrative action by the
appropriate licensing agency or to criminal prosecution. (Section 627.711(4)-(7), Florida Statutes) The Qualified Inspector who
certifies this form shall be directly liable for the misconduct of employees as if the authorized mitigation inspector personally
performed the inspection.

Homeowner to complete: I certify that the named Qualified Inspector or his or her employee did perform an inspection of the
residence identified on this form and that roof of identification was provided to me or my Authorized Representative.

Signature:


Date:


An individual or entity who knowingly provides or utters a false or fraudulent mitigation verification form with the intent to
obtain or receive a discount on an insurance premium to which the individual or entity is not entitled commits a
misdemeanor of the first degree. (Section 627.711(7), Florida Statutes)

The definitions on this form are for inspection purposes only and cannot be used to certify any product or construction feature as offering protection from
hurricanes.






































Windstorm Mitigation Report (MIT-BT II & III)
RESERVE STUDIES | INSURANCE APPRAISALS | WIND MITIGATION

Driftwood Sands Condominium Association, Inc.
Indian Rocks Beach, FL 33785
2618 Gulf Blvd
Prepared Exclusively for Driftwood Sands Condominium Association, Inc.
As of 10/12/2022 | FPAT File# MUD2218454
Felten Property Assessment Team
866.568.7853 | www.fpat.com
SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com

RECAPITULATION OF MITIGATION FEATURES
For 2618 Gulf Blvd

1. Roof Covering:
FBC Equivalent
Comments:
The roof covering was replaced in 2022. The roof permit was
confirmed and the permit number is EBP-22-00337. This roof was
verified as meeting the building code requirements outlined on the
mitigation affidavit.



2. Roof Deck Attachment: Reinforced Concrete Roof Deck
Comments:
Inspection verified a roof structure composed of cast-in-place or pre-
cast structural concrete designed to be self-supporting and integrally
attached to the wall / support system.



3. SWR:
No
Comments:
SWR does not apply to reinforced concrete roof decks.



4. Opening Protection:
None or Some Glazed Openings
Comments:
Inspection verified some metal shutter opening protection. Not all
glazed openings were protected
with impact resistant coverings.



SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Address Verification

Exterior Elevation

Exterior Elevation


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Exterior Elevation

Exterior Elevation

Roof Construction


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction

Roof Construction
SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction

Roof Construction
SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction

Roof Construction
SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction


SUPPORTING DOCUMENTION OF WINDSTORM MITIGATION FEATURES
LOCATED AT: 2618 Gulf Blvd
FPAT File #MUD2218454

Felten Property Assessment Team | www.fpat.com


Roof Construction

Roof Construction


CITIZENS PROPERTY INSURANCE CORPORATION
BUILDING TYPE II AND III MITIGATION INSPECTION FORM
FPAT File #
MUD2218454

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure
or inaccuracies found on the form.

MIT-BT II & III (6/1/18)

This Mitigation Inspection Form must be completed to capture mitigation features applicable to a Type II (4 to 6 story) or Type
III (7 or more story) building. This Inspection Form is required for either residential condominium unit owners or commercial
residential applicants requesting mitigation credits in such buildings.

WIND LOSS MITIGATION INFORMATION

PREMISES #:
1

SUBJECT OF INSURANCE: Driftwood Sands Condominium Association, Inc.

POLICY #:

BUILDING #:
1

STREET ADDRESS: 2618 Gulf Blvd, Indian Rocks Beach, FL 33785

# STORIES:
6

BLDG DESCRIPTION:6-Story Residential Condominium Building
BUILDING TYPE:
[X] II (4 to 6 stories)
[] III (7 or more stories)

Terrain Exposure Category must be provided for each insured location.

I hereby certify that the building or unit at the address indicated above TERRAIN EXPOSURE CATEGORY as defined under the
Florida Building Code is (Check One): [X] Exposure C or [] Exposure B


Certification below for purposes of TERRAIN EXPOSURE CATEGORY above does not require personal inspection of
the premises.

Certification of Wind Speed is required to establish the basic wind speed of the location (Complete for Terrain B only if Year
Built On or After Jan. 1, 2002).

I hereby certify that the basic WIND SPEED of the building or unit at the address indicated above based upon county wind
speed lines defined under the Florida Building Code (FBC) is (Check One): [] ≥100 or [] ≥110 or [X] ≥120

Certification of Wind Design is required when the buildings is constructed in a manner to exceed the basic wind
speed design established for the structure location (Complete for Terrain B only if Year Built On or After Jan.1, 2002).
I hereby certify that the building or unit at the address indicated above is designed and mitigated to the Florida Building Code
(FBC) WIND DESIGN of (Check One): [] ≥100 or [] ≥110 or [] ≥120

Certification for the purpose of establishing the basic WIND SPEED or WIND SPEED DESIGN above does not require
personal inspection of the premises.

Specify the type of mitigation device(s) installed:
NOTE: Any documentation used in validating the compliance or existence of each construction or mitigation attribute must
accompany this form. At least one photo documenting the existence of each visible and accessible construction or mitigation
attribute marked in Sections 1 through 4 must accompany this form.


1.
Roof Coverings

Roof Covering Material: TPO
Date of Installation:
2022

[] Level A (Non FBC Equivalent) – Type II or III
One or more roof coverings that do not meet the FBC Equivalent definition below.

[X] Level B (FBC Equivalent) – Type II or III

Single-Ply, Modified Bitumen, Sprayed Polyurethane foam, Metal, Tile, Built-up, Asphalt Shingle or Rolled Roofing, or
other roof covering membranes/products that at a minimum meet the 2001 or later Florida Building Code or the 1994
South Florida Building Code and have a Miami-Dade NOA or FBC 2001 Product Approval listing that is/was current
at the time of installation.

All mechanical equipment must be adequately tied to the roof deck to resist overturning and sliding during high
winds. Any flat roof covering with flashing or coping must be mechanically attached to the structure with face
fasteners (no clip/cleat systems), and asphalt roof coverings on flat roofs must be 10 years old or less.





CITIZENS PROPERTY INSURANCE CORPORATION
BUILDING TYPE II AND III MITIGATION INSPECTION FORM
FPAT File #
MUD2218454

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure
or inaccuracies found on the form.

MIT-BT II & III (6/1/18)


2.
Roof Deck Attachment [] No Attic Access
[] Level A – Wood or Other Deck Type II only
Roof deck composed of sheets of structural panels (plywood or OSB).
Or
Architectural (non-structural) metal panels that require a solid decking to support weight and loads.
Or
Other roof decks that do not meet Levels B or C below.

[] Level B – Metal Deck Type II or III
Metal roof deck made of structural panels fastened to open-web steel bar joists and integrally attached to the wall.

[X] Level C – Reinforced Concrete Roof Deck Type, II or III
A roof structure composed of cast-in-place or pre-cast structural concrete designed to be self-supporting
and integrally attached to wall/support system.

3.
Secondary Water Resistance [X] None
[] Underlayment
A self-adhering polymer modified bitumen roofing underlayment (thin rubber sheets with peel and stick underside
located beneath the roof covering and normal felt underlayment) with a minimum width of 6” meeting the
requirements of ASTM D 1970 installed over all plywood/OSB joints to protect from water intrusion. All secondary
water resistance products must be installed per the manufacturer’s recommendations. Roofing felt or similar paper
based products are not acceptable for secondary water resistance.


[] Foamed Adhesive
A foamed polyurethane sheathing adhesive applied over all joints in the roof sheathing to protect interior from water
intrusion.

4.
Opening Protection [X] None or Some
[] Class A (Hurricane Impact) – All glazed openings (windows, skylights, sliding glass doors, doors with windows,
etc) less than 30 feet above grade must be protected with impact resistant coverings (e.g. shutters), impact resistant
doors, and/or impact resistant glazing that meet the Large Missile ( 9 lb.) impact requirements of:

☐ SSTD12;
☐ ASTM E 1886 and ASTM E 1996;
☐ Miami-Dade PA 201, 202, and 203;
☐ Florida Building Code TAS 201, 202 and 203.

All glazed openings less than 30 feet above grade shall meet the Large Missile Test standard referenced above. All
glazed openings between 30 and 60 feet above grade must meet the Small Missile Test of the respective standard.
For buildings located in the HVHZ (High Velocity Hurricane Zone) all glazed openings greater than 60 feet above grade
must also meet the Small Missile Test of the respective standard.


[] Class B (Basic Impact) – All glazed openings (windows, skylights, sliding glass doors, doors with windows, etc) less
than 30 feet above grade must be protected with impact resistant coverings (e.g. shutters), impact resistant doors,
and/or impact resistant glazing that meet the Large Missile ( 4.5 lb.) impact requirements of:

☐ ASTM E 1886 and ASTM E 1996

All glazed openings less than 30 feet above grade shall meet the Large Missile Test standard referenced above. All
glazed openings between 30 and 60 feet above grade must meet the Small Missile Test of the respective standard.
For buildings located in the HVHZ (High Velocity Hurricane Zone) all glazed openings greater than 60 feet above
grade must also meet the Small Missile Test of the respective standard.





CITIZENS PROPERTY INSURANCE CORPORATION
BUILDING TYPE II AND III MITIGATION INSPECTION FORM
FPAT File #
MUD2218454

*This verification form is valid for up to five (5) years provided no material changes have been made to the structure
or inaccuracies found on the form.

MIT-BT II & III (6/1/18)



CERTIFICATION
I certify that I hold an active license as a: (CHECK ONE OF THE FOLLOWING)
☒ General or building contractor licensed under Section 489.111, Florida Statutes.
☐ Building code inspector certified under Section 468.607, Florida Statutes.
☐ Professional architect licensed under Section 481.213, Florida Statutes.
☐ Professional engineer licensed under Section 471.015, Florida Statutes.

I also certify that I personally inspected the premises at the Location Address listed above on the inspection date provided on this Mitigation
Inspection Form. In my professional opinion, based on my knowledge, information and belief, I certify that the above statements are true and
correct.

This Mitigation Inspection Form and the information set forth in it are provided solely for the purpose of verifying that certain structural or physical
characteristics exist at the Location Address listed above and for the purpose of permitting the Named Insured to receive a property insurance
premium discount on insurance provided by Citizens Property Insurance Corporation and for no other purpose. The undersigned does not
make a health or safety certification or warranty, express or implied, of any kind, and nothing in this Form shall be construed to impose on the
undersigned or on any entity to which the undersigned is affiliated any liability or obligation of any nature to the named insured or to any other
person or entity.


Name of Company:
Felten Property Assessment Team
Phone:
(866)-568-7853

Name of Inspector
John Felten


License Type
CBC
License #
CBC1255984

Inspection Date:
10/12/2022






Signature:




Date:

10/12/2022

Applicant/Insured’s
Signature*:

Date:



*Applicant /Insured’s signature must be from the Board President and another member of the board for condo and
homeowner’s associations or an officer of the named insured for all other business entities.

“Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an
application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.”