FAQs Auto Insurance

FAQs Auto Insurance, updated 1/11/24, 11:28 PM

Auto Insurance Frequently Asked Questions. To learn more about this subject you can visit: https://www.pdxautoglass.com/

About Jesus Christ Saves

John 8:29-35 29 And he that sent me is with me: the Father hath not left me alone; for I do always those things that please him. 30 As he spake these words, many believed on him. 31Then said Jesus to those Jews which believed on him, If ye continue in my word, then are ye my disciples indeed; 32 And ye shall know the truth, and the truth shall make you free. 33 They answered him, We be Abraham's seed, and were never in bondage to any man: how sayest thou, Ye shall be made free?

Tag Cloud

FREQUENTLY ASKED QUESTIONS
Auto Insurance
1 Page
KEYWORDS: Auto, Car, Insurance, Deductible, Liability, Policy, Coverage, Auto Glass, Windshield Replacement
For more information visit: https://www.pdxautoglass.com/
What is Auto Insurance?
Auto insurance is a type of financial protection that provides coverage for vehicles against potential risks
and damages. It is a legal requirement in most countries, including the United Kingdom, for all drivers to
have auto insurance to operate a vehicle on public roads.
The primary purpose of auto insurance is to protect you, your vehicle, and others involved in an
accident. It offers financial support in case of accidents, theft, vandalism, or any other unforeseen events
that may cause damage to your vehicle or property.
Psalms 122:7 - Peace be within thy walls, and prosperity within thy palaces.
When it comes to auto insurance, there are different types of coverage options available. The most
common ones include:
1. Third-Party Liability Insurance: This is the minimum legal requirement in the UK. It covers the cost of
damage or injury caused to other people or their property in an accident where you are at fault.
2. Comprehensive Insurance: This type of insurance provides coverage for damage to your own vehicle
as well as third-party liabilities. It includes protection against theft, fire, vandalism, and other non-
collision incidents.
3. Collision Coverage: This coverage is specifically designed to cover the cost of repairs or replacement of
your vehicle in case of a collision, regardless of who is at fault.
4. Personal Injury Protection: This coverage provides financial assistance for medical expenses, lost
wages, and other related costs in the event of an accident, regardless of fault.
It is important to note that auto insurance policies can vary in terms of coverage limits, deductibles, and
premiums. It is advisable to compare different insurance providers and their policies to find the one that
best suits your needs and budget.
Remember, having auto insurance not only protects you financially but also ensures that you are driving
responsibly and legally. So, make sure to choose the right coverage and drive safely on the roads.

Jeremiah 33:6 - Behold, I will bring it health and cure, and I will cure them, and
will reveal unto them the abundance of peace and truth.

Does auto insurance come with auto glass repair or windshield
replacement?
Many insurance policies include coverage for these services. In the unfortunate event of a cracked or
shattered windshield, your insurance can help you get it fixed promptly and hassle-free. Simply contact
your insurance provider and they will guide you through the process. Remember to have your policy
details handy when you call. Stay safe on the road and let your insurance take care of your auto glass
needs. Drive with peace of mind knowing you're covered.
FREQUENTLY ASKED QUESTIONS
Auto Insurance
2 Page
KEYWORDS: Auto, Car, Insurance, Deductible, Liability, Policy, Coverage, Auto Glass, Windshield Replacement
For more information visit: https://www.pdxautoglass.com/


What is a deductible for auto insurance?
Auto insurance (depending on how much you are willing to pay each month) will depend on your your
deductible is. A deductible is the amount of money you agree to pay out of pocket – after which your
insurance coverage begins to distribute funds towards your accident, auto glass repair or windshield
replacement. It acts as a form of self-insurance, helping to reduce the overall cost of your premium. Let's
say you have a deductible of $500 and you make a claim for $2000. In this case, you would pay the first
$500, and your insurance company would cover the remaining $1500. Choosing a higher deductible can
lower your premium, but it's essential to consider your financial situation and ability to pay in the event
of an accident.


Will my auto insurance cover right to repair work?
Absolutely! When it comes to auto insurance, it's important to know your rights. Many policies now
include coverage for right to repair work. This means that if your vehicle needs repairs, you have the
freedom to choose a trusted mechanic or repair shop, without worrying about voiding your insurance.
It's a win-win situation! To make sure you're fully covered, review your policy, or contact your insurance
provider. They'll be more than happy to guide you through the process and answer any questions you
may have. Drive with peace of mind, knowing your insurance has got you covered!


How are auto insurance rates determined?
Usually, auto insurance companies use an innovative algorithm to determine personalized rate. The
algorithm uses information from the driver and vehicle, driving history, age, and type of car. The
algorithm then carefully analyzes this data, considering various risk factors you don’t see listed above
(example: zip code data, criminal history, crime rate, involvement in philanthropic
organizations/fraternities, etc.). Using this information, the algorithm calculates a rate that is tailored
specifically to the driver.


Who is the oldest most established auto insurance company in America?
Are you on the hunt for the oldest and most established auto insurance company in America? Look no
further! Allow us to introduce you to our top recommendation: XYZ Insurance.
FREQUENTLY ASKED QUESTIONS
Auto Insurance
3 Page
KEYWORDS: Auto, Car, Insurance, Deductible, Liability, Policy, Coverage, Auto Glass, Windshield Replacement
For more information visit: https://www.pdxautoglass.com/
With a rich history spanning over a century, XYZ Insurance has stood the test of time and emerged as a
true pioneer in the auto insurance industry. Established in 1900, they have been providing reliable and
comprehensive coverage to millions of satisfied customers across the United States.

Psalms 16:8 - I have set the LORD always before me: because he is at my right
hand, I shall not be moved.

Where can I buy car insurance?
Looking for car insurance? We've got you covered! Finding the right car insurance can be a breeze with
our helpful guide.
1. Direct Insurers: Companies like ABC Insurance and XYZ Insurance offer car insurance (which includes
auto glass repair, windshield replacement, side door glass and rear windshield replacement) directly to
customers.
2. Comparison Websites: Go to google and search “compare auto insurance rates” and visit one of the
links to compare quotes from multiple insurance providers. Simply enter your details, and they'll do the
legwork for you.
3. Insurance Brokers: Brokers can help you find the best car insurance deals. They have access to a wide
range of insurers and can provide expert advice tailored to your needs.
Remember, it's important to compare prices and coverage options before deciding. Happy car insurance
shopping!


When should I buy auto insurance?
To ensure you're protected on the road, it's best to buy auto insurance as soon as you become a licensed
driver or purchase a vehicle. Don't wait for the unexpected to happen. Get peace of mind and financial
security today with our reliable auto insurance coverage.


Does my vehicle affect my car insurance rates?
High-performance cars and certain paint colors, like red, often have higher premiums due to increased
risk. On the other hand, safe and reliable vehicles can help lower your rates. Remember, it's always wise
to check with your insurance provider for specific details. Drive safely!

FREQUENTLY ASKED QUESTIONS
Auto Insurance
4 Page
KEYWORDS: Auto, Car, Insurance, Deductible, Liability, Policy, Coverage, Auto Glass, Windshield Replacement
For more information visit: https://www.pdxautoglass.com/

What does car insurance cover?
Car insurance is designed to protect you, your vehicle, and others in the event of an accident or damage.
It provides financial coverage for a variety of situations, giving you peace of mind on the road.

1. Liability Coverage: This is the most basic and essential coverage required by law. It protects you if
you're at fault in an accident and covers the cost of damage to other people's property or injuries they
sustain.
2. Collision Coverage: If you're involved in a collision, this coverage helps pay for the repair or
replacement of your vehicle, regardless of who is at fault. It's particularly useful if you have a newer or
more valuable car.
3. Comprehensive Coverage: This coverage protects your vehicle from non-collision incidents such as
theft, vandalism, fire, or natural disasters. It's especially valuable if you live in an area prone to such risks.
4. Personal Injury Protection (PIP): PIP covers medical expenses for you and your passengers, regardless
of who caused the accident. It may also cover lost wages and other related costs.
5. Uninsured/Underinsured Motorist Coverage: Unfortunately, not everyone on the road has insurance.
This coverage helps protect you if you're involved in an accident with an uninsured or underinsured
driver.
6. Extras: Some car insurance policies offer additional benefits like roadside assistance, rental car
coverage, or coverage for personal belongings damaged in an accident. These extras can provide added
convenience and peace of mind.
Remember, the specific coverage and limits may vary depending on your policy and insurance provider.
It's always a good idea to review your policy documents and consult with your insurance agent to fully
understand what is covered.

Psalms 40:2 - He brought me up also out of an horrible pit, out of the miry clay,
and set my feet upon a rock, and established my goings.

What does auto insurance not cover?
Car insurance typically does not cover regular maintenance and wear and tear expenses. It also may not
cover intentional damage or illegal activities. Other common exclusions include damage from natural
disasters, such as floods or earthquakes, and damage caused by driving under the influence. It's essential
to carefully review your policy to understand the specific exclusions. Remember, having comprehensive
coverage can provide additional protection for certain situation

FREQUENTLY ASKED QUESTIONS
Auto Insurance
5 Page
KEYWORDS: Auto, Car, Insurance, Deductible, Liability, Policy, Coverage, Auto Glass, Windshield Replacement
For more information visit: https://www.pdxautoglass.com/

Does my car insurance cover other drivers?
Whether it's your family members, friends, or even colleagues, our policy extends coverage to anyone
you trust to drive your car. However, it's important to note that there may be certain restrictions or
conditions, so it's always a good idea to review your policy or get in touch with our friendly customer
service team for any specific queries.


What is liability insurance?
Liability insurance is a type of insurance that provides financial protection in case you are held legally
responsible for causing damage or injury to someone else or their property. It helps cover the costs of
legal fees, medical expenses, and damages that may arise from such incidents. With liability insurance,
you can have peace of mind knowing that you are protected from potential financial burdens. Whether
you are a business owner or an individual, having liability insurance is essential to safeguard yourself and
your assets.


What is gap insurance?
Gap insurance is a type of coverage that protects you financially if your car is stolen or totaled. It covers
the difference between what you owe on your car loan and the actual cash value of your car. This can be
a lifesaver, especially if you owe more on your loan than your car is worth. So, if the unexpected
happens, you won't be left with a financial burden.


What is comprehensive coverage?
It typically covers incidents such as theft, vandalism, fire, natural disasters, and falling objects. With
comprehensive coverage, you can have peace of mind knowing that you're financially protected from a
wide range of risks. It's important to review your policy to understand the specific coverage limits and
any deductibles that may apply. Remember, comprehensive coverage is an optional add-on to your auto
insurance policy, so consider your needs and budget when deciding if it's right for you. Stay protected
and drive worry-free!


FREQUENTLY ASKED QUESTIONS
Auto Insurance
6 Page
KEYWORDS: Auto, Car, Insurance, Deductible, Liability, Policy, Coverage, Auto Glass, Windshield Replacement
For more information visit: https://www.pdxautoglass.com/
What is collision coverage?
It provides financial protection in case your vehicle is damaged due to a collision with another vehicle or
object, regardless of who is at fault. With collision coverage, you can have peace of mind knowing that
you won't have to bear the entire cost of repairs or replacement on your own. To add collision coverage
to your policy, contact your insurance provider. They will guide you through the process and help you
understand the terms and conditions.

Job 11:18 - And thou shalt be secure, because there is hope; yea, thou shalt dig
about thee, and thou shalt take thy rest in safety.

What is ride share insurance?
It's a type of coverage specifically designed for drivers like you who work for companies like Uber or Lyft.
With ride share insurance, you can ensure that you're protected during every trip, whether you're
driving for personal or ride share purposes. It fills the gaps left by your personal auto insurance policy,
providing coverage for both personal use and when you're logged into the ride share app.


Does auto insurance cover rental cars?
Most comprehensive and collision coverage plans extend to rental vehicles, providing similar protection
as your own car. However, it's always wise to review the terms and conditions, as there may be specific
limitations or exclusions. If you're unsure, reach out to your insurance provider for clarification.


Do I need car insurance if I don't have a drivers license?
Even if you're not the one driving, accidents can still happen. Car insurance provides protection for your
vehicle and covers any damages or injuries caused by it. Plus, having car insurance can also offer financial
security in case your car gets stolen or damaged. So, even if you don't have a driver's license, it's always
a good idea to have car insurance to ensure you're protected in any unforeseen circumstances.


What is an SR-22?
An SR-22 is a document required by the USA government for drivers who have been convicted of certain
driving offenses. It serves as proof of financial responsibility and is typically needed after a DUI, driving
FREQUENTLY ASKED QUESTIONS
Auto Insurance
7 Page
KEYWORDS: Auto, Car, Insurance, Deductible, Liability, Policy, Coverage, Auto Glass, Windshield Replacement
For more information visit: https://www.pdxautoglass.com/
without insurance, or other serious violations. Don't worry, getting an SR-22 doesn't have to be
complicated! Simply contact your insurance provider, who will file the necessary paperwork on your
behalf. Remember to maintain continuous coverage for the required period, usually three years. Once
you've fulfilled your obligations, you'll be back on the road with a clean slate.


What happens if I lie about my driving history?
Hey there! It's important to always be honest about your driving history. When you lie about it, you
could face serious consequences. Insurance companies rely on accurate information to determine your
premiums and coverage. If they find out you've been dishonest, they may cancel your policy or refuse to
pay out on a claim. Additionally, lying on official documents can lead to legal trouble and fines. So, it's
best to be upfront and transparent about your driving history. Remember, honesty is the best policy!

John 3:16 - For God so loved the world, that he gave his only begotten Son, that
whosoever believeth in him should not perish, but have everlasting life.

What is auto glass insurance?
Auto glass insurance is a type of coverage that protects your vehicle's windows, windshield, side door
glass, rear windshield and other glass components from damage or breakage. With this insurance, you
can have peace of mind knowing that if your car's glass gets cracked, chipped, or shattered, the cost of
repair or replacement will be covered. It's important to note that auto glass insurance is often an add-on
to your existing car insurance policy.


Will my auto insurance cover windshield replacement?
It's essential to check your auto insurance policy. Most comprehensive coverage plans typically include
windshield replacement as part of their benefits. If you have a comprehensive policy, you can rest easy
knowing that your insurance will likely cover the cost of replacing your windshield.


Will auto insurance cover OEM or OEE auto glass repair or replacement?
OEM stands for Original Equipment Manufacturer, while OEE stands for Original Equipment Equivalent.
When it comes to insurance coverage, it varies depending on your policy. Some insurers may cover both
FREQUENTLY ASKED QUESTIONS
Auto Insurance
8 Page
KEYWORDS: Auto, Car, Insurance, Deductible, Liability, Policy, Coverage, Auto Glass, Windshield Replacement
For more information visit: https://www.pdxautoglass.com/
OEM and OEE glass repair or replacement, while others may only cover OEM. It's important to review
your policy or contact your insurance provider to understand what is included. Remember, if you need
assistance with auto glass repair or replacement, always consult with a professional.