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Popular Payment Gateways in Poland 2025
The e-commerce landscape in Poland is thriving, and with it comes a
demand for fast, secure, and reliable payment methods. The choice of a
payment gateway can significantly
impact customer experience and
business success. In this article, we’ll
dive into the most popular payment
gateways in Poland, exploring their
features and how they help businesses
cater to customer needs. We’ll also
discuss the growing impact of mobile
payment solutions like BLIK, Google Pay,
and Apple Pay on the Polish market.
(Based on data sourced from ajit.pl)
Popularity Comparison of Payment Gateways in Poland
Payment
Gateway
Popularity
Level
Key Features
Target Audience
PayU
Very High
Multiple payment options,
secure, recurring
payments
All business sizes
Paynow
High
Direct bank integration,
affordable fees
Small to high-sized
businesses
Przelewy24 Very High
350+ payment methods,
global reach
Large businesses,
international e-commerce
Tpay
Medium
SMS payments, low fees,
quick setup
Small businesses
Autopay
Medium
Automated recurring
payments, mobile-friendly
Subscription-based
businesses, transportation
sector
(Source: ajit.pl)
1. PayU
Overview:
PayU has been a household name in Poland for years, establishing itself
as a market leader in online payment processing. Known for its reliability
and versatility, PayU is a top choice for businesses of all sizes, from
startups to large enterprises.
Key Features:
• Comprehensive Payment Methods:
PayU supports a wide range of payment options, including bank
transfers, debit/credit cards, BLIK, and installment payments. This
diversity ensures that customers can pay in their preferred way,
reducing cart abandonment rates.
• Rapid Settlements:
PayU ensures that businesses receive funds quickly, a crucial factor
for cash flow management.
• Advanced Security:
With robust fraud detection and encryption technologies, PayU
protects sensitive customer data, building trust among users.
• Seamless Integration:
PayU integrates effortlessly with leading e-commerce platforms like
Magento, WooCommerce, and PrestaShop, making it easy for
merchants to implement.
• Recurring Payments:
Ideal for subscription-based businesses, PayU offers automated
recurring payments, ensuring a smooth customer experience.

2. Paynow
Overview:
Paynow, developed by mBank, is a relatively new player in Poland’s
payment gateway market, but its features and reliability have quickly
made it a favorite among businesses. It is particularly well-suited for
merchants who bank with mBank, but it’s also widely used by others
thanks to its competitive features.
Key Features:
• Bank Integration:
Paynow’s direct integration with mBank provides instant payment
confirmations, ensuring that transactions are processed quickly and
efficiently.
• Multiple Payment Options:
Customers can pay via bank transfers, debit/credit cards, or BLIK,
catering to Poland’s most commonly used payment methods.
• Real-Time Analytics:
Paynow provides merchants with detailed reports and analytics,
helping them track payments and optimize their operations.
• Affordable Pricing:
Competitive transaction fees make Paynow an attractive choice for
businesses aiming to minimize costs.
• Customer-Friendly Interface:
A clean and intuitive user interface enhances the experience for
both merchants and customers.

3. Przelewy24
Overview:
Przelewy24 has been a dominant force in Poland's online payment
industry for years. It is known for its vast array of payment options,
quick transaction processing, and integration capabilities, making it a go-
to choice for many online stores.
Key Features:
• Diverse Payment Channels:
Przelewy24 supports over 350 payment methods, including bank
transfers, BLIK, credit/debit cards, and mobile wallets. This
extensive variety allows merchants to cater to a broader audience.
• Instant Payments:
Real-time transaction processing improves customer satisfaction
and enhances trust in online stores.
• International Reach:
Enables businesses to accept payments from foreign customers,
offering global expansion opportunities.
• Plugins for E-Commerce Platforms:
With pre-built integrations for platforms like Shopify, PrestaShop,
and OpenCart, merchants can quickly set up their payment
systems.
• Customizable Solutions:
Przelewy24 offers tailored payment setups for businesses with
unique needs, ensuring optimal performance.

4. Tpay
Overview:
Tpay has gained a reputation as an innovative and versatile payment
gateway. It stands out for its focus on user convenience, affordability,
and security, making it a popular choice among smaller and mid-sized
businesses.
Key Features:
• Multiple Payment Methods:
Tpay supports traditional bank transfers, cards, BLIK, and even
SMS payments, catering to different user preferences.
• Transparent Pricing:
Merchants appreciate Tpay for its clear and competitive pricing
structure, which avoids hidden fees.
• Fast Integration:
Ready-to-use plugins for WordPress, Joomla, and other platforms
allow for quick implementation.
• Dedicated Support:
Tpay’s customer service is known for its promptness and efficiency,
ensuring that merchants receive timely assistance when needed.
• Secure Transactions:
Tpay complies with PCI DSS standards and implements tokenization
to safeguard user data.

5. Autopay
Overview:
Autopay is one of Poland’s most innovative payment gateways, focusing
on automation and convenience for both businesses and customers. Its
seamless functionality is particularly appealing for industries like
transportation, subscription services, and e-commerce.
Key Features:
• Automatic Payments:
Autopay is known for its ability to automate recurring transactions,
which is ideal for subscription-based businesses.
• Fast Processing:
Payments via Autopay are swift, minimizing delays for both
merchants and customers.
• Mobile Integration:
Autopay is optimized for mobile platforms, making it a great option
for businesses targeting on-the-go users.
• BLIK Integration:
Autopay supports BLIK, enabling quick and secure payments
through mobile apps.
• Transportation Focus:
Autopay is widely used in Poland for toll payments on highways,
showcasing its capability to handle real-time, high-volume
transactions.

The Rise of BLIK, Google Pay, and Apple Pay in Poland
Poland’s payment landscape has seen a remarkable transformation with
the growing popularity of mobile payment solutions.
BLIK
BLIK is a homegrown solution and a leading choice for millions of Poles.
• Ease of Use:
BLIK allows customers to generate one-time codes for payments,
making it fast and secure.
• Wide Adoption:
Integrated into most Polish banks, BLIK is accepted across e-
commerce platforms, physical stores, and even ATMs.
• Versatility:
From QR code payments to peer-to-peer transfers, BLIK offers
diverse functionalities.
Google Pay and Apple Pay
These global giants have gained significant traction in Poland,
particularly among younger, tech-savvy consumers.
• Contactless Convenience:
Both services allow for seamless contactless payments using
smartphones or smartwatches.
• Security:
Tokenization ensures that customer card details are never shared,
enhancing security.
• Broad Compatibility:
Supported by most Polish banks and widely accepted across retail
outlets and online platforms.

Why Choosing the Right Payment Gateway Matters
Selecting a payment gateway that suits your business needs can
enhance customer satisfaction, reduce transaction failures, and boost
revenue. By incorporating modern payment options like BLIK, Google
Pay, and Apple Pay, businesses can stay ahead of the curve in Poland's
competitive market.